• Our loans are based on the value of the tangible items that you put in holding at one of our facilities.
• When you want to get a loan from Mega Cash Pawn, you need to bring in an item as collateral.
• These items can be things such as jewelry with gold, silver or diamonds, professional power tools or hand tools, household items such as electronics, televisions, laptops or desktop computers or even musical instruments and sporting goods.
• The amount of cash you can borrow is determined by the value of the item you bring in as collateral. So, the more valuable your item; the more money you can borrow.
• We don’t play any games; we just give you an excellent offer for a cash loan based on what you bring to us. And we will tell you clearly – right then and there, what the item is worth and how much you can borrow when using it for collateral.

Loans based on collateral at pawn companies are known as “non-recourse loans.”

• That means that you have the option to pay or not to pay off the loan. It is your choice.
• If you decide not to pay it off, it will not affect your credit score.
• Mega Cash Pawn does not report your decision to any credit agency or credit bureaus.
• You are in the driver’s seat.
• Your collateral is security on the loan.
• We do not report this decision to not pay to any credit bureau.
• Choosing not to pay it won’t affect your credit standing